After seeing her parents' financial problems worsen when they turned to a backstreet lender charging high interest rates, Liberty, of Stockon on Tees, was determined not to fall into the same trap when she needed to borrow £500 to tide her over Christmas in 2020.
But unable to work due to ill health and living on benefits, she knew it was going to be difficult to find a low-cost loan.
“I applied online and the whole process was really to understand – it wasn't confusing at any point and I got approved and received the money very swiftly, which paid for food and Christmas presents,”
She searched for lenders online, came across Conduit Finance and read that it was classed as an ethical and affordable lender.
"I applied online and the whole process was really to understand – it wasn't confusing at any point and I got approved and received the money very swiftly, which paid for food and Christmas presents," says Liberty, now 24.
"The payments were affordable and fair. I paid monthly over 12 months and comfortably made the amounts. It took my parents a long time to get out of the difficult financial situation they got into after borrowing from the wrong organisation. When I made my last payment, I was really pleased with myself."
After seeing her parents' financial problems worsen when they turned to a backstreet lender charging high interest rates, Liberty, of Stockon on Tees, was determined not to fall into the same trap when she needed to borrow £500 to tide her over Christmas in 2020.
But unable to work due to ill health and living on benefits, she knew it was going to be difficult to find a low-cost loan.
“I applied online and the whole process was really to understand – it wasn't confusing at any point and I got approved and received the money very swiftly, which paid for food and Christmas presents,”
She searched for lenders online, came across Conduit Finance and read that it was classed as an ethical and affordable lender.
"I applied online and the whole process was really to understand – it wasn't confusing at any point and I got approved and received the money very swiftly, which paid for food and Christmas presents," says Liberty, now 24.
"The payments were affordable and fair. I paid monthly over 12 months and comfortably made the amounts. It took my parents a long time to get out of the difficult financial situation they got into after borrowing from the wrong organisation. When I made my last payment, I was really pleased with myself."
