Fair PersonalLoans
Affordable loans from responsible lenders who put you first
If you need to borrow and are worried about your credit rating or score, it’s worth trying a responsible lender. These Community Development Finance Institutions (CDFIs) offer affordable loans and save people millions of pounds in interest every year, compared to higher-cost credit. They always look out for your best interests and will show you the best options for your situation.
If you need to borrow and are worried about your credit rating or score, it’s worth trying a responsible lender. These Community Development Finance Institutions (CDFIs) offer affordable loans and save people millions of pounds in interest every year, compared to higher-cost credit. They always look out for your best interests and will show you the best options for your situation.
Lending That’s Fair, from Making Decisions to How Much You Repay
Responsible lenders, also called CDFIs, offer small, manageable loans. Hundreds of thousands of people trust them and borrow from them. They design their loans to be transparent, with no hidden fees, and often include free support like guidance on building your credit score or letting you know whether you are entitled to any benefits you are not claiming. They don’t just look at credit scores, because these don't work for everyone. CDFIs can often lend to you if you have:
You'll always receive clear information about what you're borrowing, with no hidden fees or confusing small print.
Lending That’s Fair, from Making Decisions to How Much You Repay
Responsible lenders, also called CDFIs, offer small, manageable loans. Hundreds of thousands of people trust them and borrow from them. They design their loans to be transparent, with no hidden fees, and often include free support like guidance on building your credit score or letting you know whether you are entitled to any benefits you are not claiming. They don’t just look at credit scores, because these don't work for everyone. CDFIs can often lend to you if you have:
You'll always receive clear information about what you're borrowing, with no hidden fees or confusing small print.
How CDFIs Assess
Personal Loan
Applications
CDFIs look at your full financial picture, not just your credit score. This helps them understand what's truly affordable for you. They may ask for:
- •Details of your income and spending
- •Any benefits or grants you receive
- •Your plans for repaying the loan
You can apply for a personal loan from a CDFI online, and they will look at your overall financial situation to make a fair decision (so it may take slightly longer than a high street lender).
How CDFIs Assess
Personal Loan
Applications
CDFIs look at your full financial picture, not just your credit score. This helps them understand what's truly affordable for you. They may ask for:
- •Details of your income and spending
- •Any benefits or grants you receive
- •Your plans for repaying the loan
You can apply for a personal loan from a CDFI online, and they will look at your overall financial situation to make a fair decision (so it may take slightly longer than a high street lender).
Consumer Advisory
Finding Finance is a free loan matching service for consumers, businesses, and social enterprises. Finding Finance do not provide any form of finance directly, make recommendations as to suitable lenders/finance providers for you, or assess your suitability for any form of credit . We may provide you with information and access to potential lenders/finance providers in your area, or which may be useful for your needs. Any decisions in respect of an application you may make is at the sole discretion of the lender/ finance provider to which you apply and will be wholly based upon their assessment criteria, which Finding Finance are not able to influence.
Consumer Advisory
Finding Finance is a free loan matching service for consumers, businesses, and social enterprises. Finding Finance do not provide any form of finance directly, make recommendations as to suitable lenders/finance providers for you, or assess your suitability for any form of credit . We may provide you with information and access to potential lenders/finance providers in your area, or which may be useful for your needs. Any decisions in respect of an application you may make is at the sole discretion of the lender/ finance provider to which you apply and will be wholly based upon their assessment criteria, which Finding Finance are not able to influence.
Customers' Stories
How Sarah spread cost of vet bills and washer repairs
Sarah*, 38 is a shift worker in a fulfilment warehouse. Read more
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After seeing her parents' financial problems worsen when they turned to a backstreet lender charging high interest rates... Read more
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Customers'
Stories
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