CWRT provides affordable business loans to businesses and social enterprises across Coventry, Warwickshire and the Midlands. We support businesses that are viable and full of potential but may struggle to access finance from high street banks. As a local, not-for-profit lender, we take a personal approach to lending, focusing on understanding the business and the people behind it.
Businesses start by submitting an online enquiry. Our team reviews the information and gets in touch to discuss the business and the most appropriate next steps. Each application is assessed individually. We explain what information is needed, guide applicants through the process, and are clear about timescales. Once approved, funds can be transferred quickly, helping you move forward with confidence.
CWRT offers a fair, straightforward approach to business finance. We look beyond tick-box criteria to understand each business on its own merits and make decisions responsibly. Our loans have clear terms and realistic repayment structures, and you’ll deal with a local team that understands the area and the challenges small businesses face. We aim to be a supportive finance partner, not just a lender.