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Fair business funding for
Black and Ethnic Minority entrepreneurs
Helping Black-owned businesses and diverse firms to grow and start
Fair business funding for
Black and Ethnic Minority entrepreneurs
Helping Black-owned businesses and diverse firms to grow and start
Why we aredifferent
Many Black, Asian and other Ethnic Minority entrepreneurs with strong businesses and great plans want to grow. Others dream of launching a business. Too many can't get the finance they need when they want to grow or start up. Our lenders take a personal approach. We get to know you, your plans and your potential when you apply for a business loan. And our funding decisions are made locally by people who understand the real challenges of running a business.
“The support was timely, I found them to be an active listener and proactively supportive. They were really responsive, and there was a genuineness about wanting to help.” Charles Kwaku-Odoi, the Caribbean & African Health Network (CAHN)
We help businesseslike yours
Our business loans for Black and Ethnic Minority businesses are designed to support you. Want to expand? Looking to start a business? Whether you’re growing an established business or starting up, our network of responsible, not-for-profit lenders provides affordable, ethical finance for entrepreneurs who can't always find the finance they need from other sources.
They take time to understand your business, your plans and the support that would work best for you.
"Being able to discuss industry challenges and their impact on our services was humbling. The loan came at a crucial time, providing much-needed financial relief and allowing us to continue delivering essential care." - Bernadette Charehwa, Managing Director
Let our experience do the talking...
6,756
businesses used responsible finance last year
88%
of businesses loaned to last year had previously been declined by another lender
21%
of our business loans (and 63% of our micro-enterprise loans) were to Black, Asian and other ethnic minority entrepreneurs
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Support for Black-owned and
diverse founder businesses
We understand that Black and Ethnic Minority entrepreneurs can face additional barriers when trying to access finance. That's why we support the Black business community and Ethnic Minority entrepreneurs. Running a Black-owned business? Looking for funding as an Ethnic Minority business leader or founder? We exist to close the gaps in access to finance. If you're looking for a business loan in the UK, our network of Responsible Finance providers might be able to help. We offer: • flexible loans with fair and transparent terms, designed to enable your business growth • lending decisions based on understanding your business, not what your credit score or an algorithm says • practical business support, guidance and signposting, helping you to strengthen your business and build long-term success Whether you’re starting out, growing or looking for the right support to move forward, our lenders are here to help you explore what’s possible.
Find out moreTrusted, not-for-profitbusiness loans
Our responsible, not‑for‑profit responsible lenders, known as Community Development Finance Institutions (CDFIs), exist to increase access to finance for underserved business owners across the UK. A CDFI business loan can support:
- start-up costs
- cash flow
- equipment or expansion
without the pressure and barriers often found with high street banks.
We know how important it is to find the right funding for your business. Whether you’re ready to apply for a business loan or just want to understand your options, we can help connect you with the right Responsible Finance lender. This includes funding for Asian business owners, Black owned businesses and other Ethnic Minority entrepreneurs.
Ready to take the next step? Complete our quick and simple “Find a Loan” form to see the options available to you from trusted Responsible Finance lenders.
It only takes a few minutes, and there’s no obligation. We offer the clear, tailored information you need to help you make the right decision. Start your search today and discover fair, supportive lending designed around your needs.