Finding Finance
Social Enterprise hero background

Social Enterprise Finance

Supporting social enterprises to build a better tomorrow

A Community Development Finance Institution (CDFI) exists to support organisations creating positive social or environmental impact, locally or across the UK, through a blend of grants and investments. They recognise the challenge of balancing the important work your organisation is doing, striving to create meaningful change, with financial stability.

How a CDFI Evaluates Your Funding Application

A CDFI will consider:

The "triple bottom line," evaluating your social and/or environmental impact, as well as your financial position
Your need for flexibility, looking at tailored grants, blended finance, and loans that meet your needs
Your unique model and approach

Who Can Apply For a Loan From a
Social Enterprise CDFI?

Social enterprise story

Social enterprises of all sizes and sectors can apply for funding from a CDFI social enterprise lender. These are especially suitable for social enterprises that:

  • Struggle to access finance from mainstream lenders
  • Have a mission to create social and/or environmental and/or community impact
Find a loan

What Types Of Funding Does A Social Enterprise CDFI Offer?

Social enterprise CDFIs offer flexible, mission-aligned funding designed to help purpose-driven organisations grow and thrive. They typically provide a mix of the following:

Grants to support specific projects or initiatives
Loans with fair and affordable terms
Customised financial solutions to meet the unique needs of social enterprises

How Will A Social Enterprise CDFI Evaluate My Funding Application?

Unlike traditional lenders, CDFIs take a mission-driven approach to funding social enterprises. They look beyond the numbers to understand what your organisation does, why it matters, and its long-term financial viability. When assessing an application, they typically consider:

  • Grants to support specific projects or initiatives
  • Loans with fair and affordable terms
  • Customised financial solutions to meet the unique needs of social enterprises

This approach enables CDFIs to support a wide range of purpose-led organisations, including those that may not qualify for mainstream finance.

Social Enterprise Finance | Finding Finance